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Wallet full of loyalty cards and gift vouchers? Payap's here to fix that.

Bank with ANZ? You can now directly link your ANZ bank accounts to pay with Payap.

Bank with Kiwibank? You can now link your Kiwibank accounts directly to pay with Payap.

We’re making changes to the Payap Terms of Use, Payap Privacy Policy, and Payap Rewards Terms. These changes clarify how peer-to-peer payments are supported, how Payap works, including how users can find each other in Payap, how profile information may be shown, and how Payap points and benefits work.

And plenty of places in between.

Discover smarter with our Store Finder.

One purchase can count toward multiple challenges.

Unlock $8.88 Lantern Cash to spend on your favourite things when you head to the BNZ Auckland Lantern Festival and pay using Payap.

Get free Burger King fries with Payap

We’re making changes to the Payap Terms of Use to clarify how Payap payments work.