ABOUT

Person showing a phone with Payap transaction details on screen.
Person showing a phone with Payap transaction details on screen.

What is this Payap sorcery?

The way we were paying wasn’t ideal. Stuffed wallets, multiple banking apps, and the classic surcharge sting. So, when open banking burst onto the scene, we saw an opportunity to make things right. To make paying simpler and smarter – not bad, eh?

And ta-dah! Payap was born. Giving Kiwi a better way to pay. None of the faff or extra checkout fees. Just fast, easy payments that put you in control – game on!

Who is Centrapay?

Centrapay Logo

Built right here in Aotearoa, Centrapay is a fintech on a mega mission to revolutionise the way we pay.

If Payap is the star on stage, think of Centrapay as the back-stage support making it all happen. While Payap is the app on your phone, Centrapay is the technology that makes sure every transaction is seamless and secure.

Centrapay also offers Payap to businesses wanting to start accepting Payap - both for instore and ecommerce transactions. So when you see Centrapay or the shared Payap and Centrapay icon on terminals or online, you know Payap is your go-to way to pay!

Backed by BNZ

Bank of New Zealand Logo

As a trailblazer in open banking, BNZ is helping reshape how we make and receive payments. Working together with Centrapay marks a huge leap forward for digital payments in New Zealand, bringing security and trust to innovation. The result? A seamless, low-cost way to pay.

BNZ can also offer Payap acceptance to businesses for instore transactions, as part of BNZ's standard merchant onboarding.

This isn’t just good for business – it’s good for people, unlocking open banking’s potential and paving the way for a smarter, more connected way to pay. Dreamy.

READY TO
MONEY?

READY TO
MONEY?

READY TO
MONEY?