Ka-ching!
Low fee payments await.
Low fee payments await.
Instore 0.39% of the value of net sales.
Online less than 1% of the value of net sales.
No additional Payap monthly fees.^
Payap lets you take digital payments straight from your existing EFTPOS machine or online store.* Drop us a few details about you and your business, and we’ll be in touch to get you Payap ready.
Instore 0.39% of the value of net sales.
Online less than 1% of the value of net sales.
No additional Payap monthly fees.^
Payap lets you take digital payments straight from your existing EFTPOS machine or online store.* Drop us a few details about you and your business, and we’ll be in touch to get you Payap ready.
Small Print
For merchants onboarded for Payap instore acceptance with BNZ, this service will be part of your merchant services facility with BNZ. Eligibility criteria, BNZ Merchant Agreement Master Terms and Conditions and fees apply. Fees are subject to change.
For merchants onboarded for Payap instore or ecommerce acceptance with Centrapay, eligibility criteria, Centrapay Merchant Agreement, Centrapay Payap Merchant Terms and fees apply. Fees are subject to change.
*To use Payap, you'll need to have a compatible terminal model or ecommerce solution and agree to Centrapay's terms and conditions. Check if yours is compatible at Centrapay.com
^ Fees charged by your terminal provider or ecommerce provider will continue to apply.
Small Print
For merchants onboarded for Payap instore acceptance with BNZ, this service will be part of your merchant services facility with BNZ. Eligibility criteria, BNZ Merchant Agreement Master Terms and Conditions and fees apply. Fees are subject to change.
For merchants onboarded for Payap instore or ecommerce acceptance with Centrapay, eligibility criteria, Centrapay Merchant Agreement, Centrapay Payap Merchant Terms and fees apply. Fees are subject to change.
*To use Payap, you'll need to have a compatible terminal model or ecommerce solution and agree to Centrapay's terms and conditions. Check if yours is compatible at Centrapay.com
^ Fees charged by your terminal provider or ecommerce provider will continue to apply.
Small Print
For merchants onboarded for Payap instore acceptance with BNZ, this service will be part of your merchant services facility with BNZ. Eligibility criteria, BNZ Merchant Agreement Master Terms and Conditions and fees apply. Fees are subject to change.
For merchants onboarded for Payap instore or ecommerce acceptance with Centrapay, eligibility criteria, Centrapay Merchant Agreement, Centrapay Payap Merchant Terms and fees apply. Fees are subject to change.
*To use Payap, you'll need to have a compatible terminal model or ecommerce solution and agree to Centrapay's terms and conditions. Check if yours is compatible at Centrapay.com
^ Fees charged by your terminal provider or ecommerce provider will continue to apply.
© Bank of New Zealand 2026
© Bank of New Zealand 2026
© Bank of New Zealand 2025