You can now pay your friends and get paid back, with Payap. Owe someone for petrol? Bought the group pizza? Sort it in seconds, from the same app you already pay with.

Requesting money

1. On the Scan screen, tap Request

2. Check your default bank account is the one you want the money paid into

3. Enter the amount (and add a note, if you like)

4. Share the request with your mate

Sending money

1. On the Scan screen, tap Send

2. Search for your friend in Payap, or enter their bank account details

3. Enter the amount

4. Choose the bank account you want to pay from

5. Approve the payment in your bank app

Time to clear those IOUs. Open Payap and give it a go today.